The November cycle is open to 22 members
Support the circle, not a story.
We each put in $5 a month. Ten members are drawn at random and shown only as numbers. We vote, and one of us receives the pool at the end of the month.
Or $60 for a full year of cycles. Contributions are not savings and are not returned.
- Open Nov 1 to 18
- Vote Nov 19 to 28
- Select Nov 29
- Pay Nov 30
One month, four steps, the same for everyone.
- Days 1 to 18
1. We contribute
$5 each. 80% goes into the pool and 20% keeps the platform running.
- Day 19
2. Ten are drawn
At random from active members, shown only as numbers. Nobody applies.
- Days 19 to 28
3. We vote
One vote each, anonymous and optional. No names, photos or stories.
- Days 29 and 30
4. One of us receives
The most-voted number is revealed and paid on the last day. Then the circle turns again.
Before you join
Some members join hoping to receive. Some join because they want the community to exist. Both are welcome.
- Contributions are not savings and are not returned.
- Most months, most members receive nothing. There is no fixed turn.
- Because the pool is shared, a recipient may receive more than they contributed.
- After receiving, a member sits out the draw for 12 months.
An old idea, kept alive by community.
Long before there were banks, there were circles. Susu in West Africa, partner and sol in the Caribbean, tandas in Latin America, hui in China, ayuuto in Somali communities. Those circles rotate, so everyone takes a turn. Ours is drawn and voted, so there is no fixed turn.
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